GOVIND,S.KELKAR'is.Awtmt Rmffwr at the National Institute of Bank Management^ Bombay.
N KRISHNAJI is Fellow at t^ Gentre for Development Studies, Trivandrum,
SUSAM RAM is a Research Scholar in History at Madras.
RAN J IT SAU is Professor at the Indian Institute of Management, Calcutta,
MJK THAVARAJ.is Professor at the Indian Instill of Public Administration, New Delhi.